IVA expert debt

Get your finances and mental health back on track

Write off unaffordable debts and get mental wellbeing assistance with our IVA plans.

Our IVA plans are like no other

We get it. Debt concerns can just be the tip of the iceberg in issues that are causing you mental anguish.

From relationship issues, to mental health illnesses such as depression and anxiety. We understand there is more help you may need across the road to changing your life and leaving debt behind.

That’s why we offer more in our IVA plans.

Our aim is not only to relieve you of your debt issues, but the secondary and often more longer lasting problems falling into financial hardship can cause.

Our holistic approach to financial wellness will help you combat debt, and any underlying problems that prevent you from enjoying a debt-free future.

Tackle your debt and
your mental health in one place

Our team are committed to getting your finances and well-being back in top condition

Apply for our eligibility check

Find out if you match the minimum criteria we require to enter you into one of our IVA plans

Speak to our debt specialists

Speak to our friendly debt specialists, who will explain all the options available to you.

Choose your debt solution

Now you have all the options available, you can make an informed decision that is right for you and your family.

We help with most debts

*Mortgage debt can be included if you no longer own the property in question.

Find out for FREE what debt help is available to you

Why us?

We believe on making information on debt solutions a more simple process.

Our aim is to empower you with the information you need to make the right financial choice for you and your family.

Our team will provide you with the knowledge you need on the debt help available to you for a debt free future.

Our plans are subject to eligibility and acceptance.

PennyPlan Ltd provides insolvency solutions to individuals, specialising in IVA’s.

Advice and information on alternative debt solutions will be provided following an initial fact find where the individual(s) concerned meets the criteria. All advice given is provided in reasonable contemplation of an insolvency appointment.

PennyPlan Ltd is registered in England and Wales.

Registered number: 14372473.

Registered office: Meadowbank House, Meadowbank Business Park, Oldham, OL9 8EH.

Registered with the information commissioner’s office: ZB446405

Guy Withey is a licensed insolvency practitioner in the UK with the Insolvency Practitioners Association (IPA) 

IPA Reg No: 9455.